Terms of Service

1. Terms

By accessing the website at https://www.jgrm.ca/, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Jenson & Graf Risk Management's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Jenson & Graf Risk Management's website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Jenson & Graf Risk Management at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Jenson & Graf Risk Management's website are provided on an 'as is' basis. Jenson & Graf Risk Management makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, Jenson & Graf Risk Management does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Jenson & Graf Risk Management or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Jenson & Graf Risk Management's website, even if Jenson & Graf Risk Management or a Jenson & Graf Risk Management authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on Jenson & Graf Risk Management's website could include technical, typographical, or photographic errors. Jenson & Graf Risk Management does not warrant that any of the materials on its website are accurate, complete or current. Jenson & Graf Risk Management may make changes to the materials contained on its website at any time without notice. However Jenson & Graf Risk Management does not make any commitment to update the materials.

6. Links

Jenson & Graf Risk Management has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Jenson & Graf Risk Management of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Jenson & Graf Risk Management may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Markham, Ontario, Canada and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

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What They're Saying

  • A good name is worth more than money...

    A good name is worth more than money. Before joining your program all my name would bring in terms of money was high interest, loan shark, payday loans. I would pay hundreds of dollars and only be paying the interest. After completing your program, people were telling me I have good credit and no restrictions would be placed on my account.

    Kevin
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    It is not easy starting over again, this program offered by Jenson & Graf Risk Management has not only helped with my credit score but has also helped me budget for my savings and future.

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    I wish to extend my wishes for those trying to recover from credit and financial hardship issues. I hope they understand that services like yours helped me to get back to a reasonable credit rating and protect my consumer proposal at the same time.

    Andrea
  • Thank you for your assistance with rebuilding my credit...

    I am writing this email to thank you for your assistance with rebuilding my credit, after 30 months my credit has gone up from 609 to over 750.

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    I have been able to successfully rebuild my credit following a consumer proposal and was able to obtain a mortgage within 3 year period after the proposal. I am thankful for all your help in this.

    Aleksandra